Home Equity

HELOC vs. Home Equity Loan: Pros and Cons

Having equity in your home can be a source of funds for debt consolidation or renovations. Here's how to choose between a HELOC and a home equity loan.

By Kim Porter

What Is a Home Equity Loan?

A home equity loan can provide a lot of cash at a low cost, but it's not without risk.

By Sigrid Forberg

Best HELOC Rates of 2025

Whether you’re consolidating debt or making a large purchase, a HELOC can get you the cash you need.

By Chris Middleton

Latest Articles

This Louisiana woman refuses to pay a share of her 80-year-old mom’s reverse mortgage costs — says it’s ‘throwing money away.’ Now, her family resents her. Here’s the Ramsey Show’s response

By Vishesh Raisinghani| 12.09.2024
You Can Boost Your Retirement Income With This Special Type of Mortgage — but Is It Worth the Risk?

By Christy Bieber| 07.08.2024
Are Second Mortgages About To Make a Comeback?

By Chris Clark| 05.23.2024
Why HELOCs Get Ramsey So Hot Under the Collar

By Vishesh Raisinghani| 12.05.2023
If You Waited Until Last Year To Buy a Home or You’re Still Renting, You’ll Likely Be on the Wrong Side of a Widening Wealth Divide — Here’s Why

By Serah Louis| 12.04.2023
There's a 'retirement savings crisis' and it’s leading many homeowners to cut back — can a reverse mortgage help to weather the storm?

By Serah Louis| 04.12.2023
Kitchen Remodel Costs in 2022

By Mitchell Glass| 11.16.2022
What Happens to a HELOC If Your Home Value Drops?

By Sean Cooper| 09.08.2022
How to Calculate Your Home Equity

By Sigrid Forberg| 08.03.2022
Survey: Home Renovation Regrets and Costs

By Kevin Hamilton| 05.10.2022
3 Ways to Tap Your Home Equity for Cash

By Clayton Jarvis| 06.14.2021