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1. Stop wasting money on overpriced car insurance

Car insurance is likely taking a big chunk out of your monthly budget, but it could be keeping you safe for less. Insurance companies tend to pile on confusing add-ons and lingo, which leads you to pay more than necessary.

OfficialCarInsurance.com lets you compare quotes from trusted brands, such as Progressive, Allstate and GEICO to make sure you're getting the best deal.

You can switch to a more affordable auto insurance option in 2 minutes by providing some information about yourself and your vehicle and choosing from their tailor-made results.

Find offers as low as $29 a month.

Learn More

on their website

2. Invest in real estate

Most of the world’s most successful investors know that investing in real estate is one of the smartest choices for long-term growth. But did you know it is still possible to build your portfolio without having to play landlord or forking over a huge down payment?

The Fundrise Flagship Fund¹ is a $1 billion private real estate fund that lets you invest in an expertly crafted strategy without needing hundreds of thousands of dollars. You don’t need to be an accredited investor, and you can get started with as little as $10.

With 4,700+ single-family homes and 2,500+ residential units owned by the Fundrise Flagship Fund, you get exposure to institutional-style scale and diversification. After you place your first investment, the Fundrise Flagship Fund will work to find and add new assets to your portfolio over time and send you transparent updates along the way.

It only takes a few minutes to sign up now and become a real estate investor today.

Learn more

at fundrise.com

3. Secure your retirement with a gold IRA

Gold has long been touted as a safe-haven asset—and it can go a long way toward building your retirement portfolio. The precious yellow metal offers more stable returns than stocks, especially during market volatility and recession.

You can open a gold Individual Retirement Account (IRA) with American Hartford Gold to reap tax advantages while investing directly in physical precious metals. Plus, if you already have an IRA, rolling it over to American Hartford Gold is completely free, and you’ll get up to five years of complimentary storage, maintenance, and insurance.

Get your free information guide to learn how to get started and earn up to $15,000 in free silver with qualifying purchases when you join American Hartford Gold.

Learn More

on americanhartfordgold.com

4. Maximize your home equity

With home values higher than ever, you can make your home work harder for you by making the most of your equity. The average homeowner sits on roughly $311,000 in equity as of the third quarter of 2024, according to CoreLogic.

With a home equity loan, you can fund any major expense — home renovations, paying off substantial debt, or even funding investments for your retirement nest egg. Rates on a home equity loan are typically lower than APRs on credit cards and personal loans, making it an appealing option for homeowners with substantial equity.

Unlock the lowest possible rates in minutes by shopping around. You can compare real loan rates offered by different lenders side-by-side through LendingTree.

Just answer a few simple questions, and LendingTree will match you with up to 5 lenders with the best possible rates today.

Learn More

on lendingtree.com

5. Grow your wealth with help from a trusted advisor

Secure your financial future with confidence through a personalized plan designed to optimize investments, navigate taxes, and ensure a comfortable retirement.

And don’t feel like you have to do it alone. Studies show that working with an advisor can add as much as 3% more to your annual returns.

Advisor.com is an online platform that simplifies the process of finding a financial advisor you can trust. They match you with several vetted fiduciary advisors who are evaluated based on their credentials, education, experience and pricing.

Learn more

at advisor.com

Em Norton Staff Writer

Em Norton is a Staff Writer for Moneywise. Em holds a B.A. in Professional Writing from York University and has been writing professionally since 2019. Em's work has previously been published by Room Magazine, IN Magazine, Our Canada and more.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

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