1. Get free gift cards for spending time online
Swagbucks pays you in gift cards and cash for completing everyday activities online, like shopping, watching videos and taking surveys. You could even get rewarded for searching online — cool way to gather some fun trivia for your next dinner party, right?
All you need to sign up for Swagbucks is an email address. Once you do, you’ll get emails with offers you’re likely to qualify for, and you’ll earn points when you complete activities — which you can usually do in just a few minutes.
When you’re ready, redeem your points for gift cards to major retailers like Amazon and Walmart, or for cash via PayPal.
Kiss your credit card debt goodbye
Millions of Americans are struggling to crawl out of debt in the face of record-high interest rates. A personal loan offers lower interest rates and fixed payments, making it a smart choice to consolidate high-interest credit card debt. It helps save money, simplifies payments, and accelerates debt payoff. Credible is a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.
Explore better rates2. Win free stock in companies like Apple or Zynga
You’ll get one full share of a stock worth up to $225 when you open an account with the investment app Robinhood.
Robinhood makes investing easy and affordable with zero commissions (a sneaky cost you’ll face with other brokers). You can handle it all through a user-friendly app that lets you make your own individual trades or ready-made funds designed to meet your investment goals without spending all that time watching the stock market.
When you sign up for a free account, you’ll get a share of free stock chosen at random from the most popular companies on Robinhood. Most users get a share worth between $2.50 and $10, but 1% of users get a share worth between $50 and $200 — are you feeling lucky today?
3. See your credit score for free (anytime you want it)
Credit bureaus are only required to send you a free credit report once every 12 months — and, heads up, that report doesn’t include your credit score.
But you can see your credit score and up-to-date credit report for free in two minutes from Credit Sesame.
You can sign up for Credit Sesame with just an email address (no credit card information required). You’ll have to enter some personal information to retrieve your credit history, but no worries — the company is BBB rated A+ and uses bank-level security to protect your financial data.
With a free account, you’ll see your credit score and your credit history laid out in an easy-to-understand “credit report card” that shows you exactly how to maintain or improve your score. Plus you’ll get free credit monitoring to alert you of important changes to your report, including potential fraud or identity theft.
The richest 1% use an advisor. Do you?
Wealthy people know that having money is not the same as being good with money. WiserAdvisor can help you shape your financial future and connect with expert guidance . A trusted advisor helps you make smart choices about investments, retirement savings, and tax planning.
Try Now4. Buy food, get free gift cards
Fetch Rewards is an app that pays you for satisfying your snack cravings.
You’ll earn rewards when you buy groceries, eat at restaurants or shop at gas stations — where, we all can agree, the best snacks live. You can even earn for online shopping by linking your email and Amazon accounts.
When you shop or eat out, just snap a photo of your receipt with the Fetch app to earn your rewards. Redeem your rewards for free gift cards to popular brands like Amazon, Walmart and Starbucks.
5. Get $5 to invest however you want
Want to start investing… without the hassle and expense of old-timey brokers? Get Stash.
This isn’t your grandfather’s investment strategy. Stash is a simple app that helps you build wealth with as little as $5 — and it’ll even kick in $5 to get you started.
Through the app, you can play day trader and buy stocks (or pieces of them) from your favorite companies, or you can let Stash handle the hard stuff and manage your portfolio for you. Set up investment accounts for yourself and your kids, open an IRA to save for retirement and use a Stash debit card to earn free stocks whenever you spend money.
You’ll pay no commissions to invest with Stash, just a monthly membership fee between $1 and $9, depending on which features you want to use.
6. Get free makeup in the mail
Join L’Oreal’s Consumer Participation Panel to get a first look at makeup, hair and skincare products from L’Oreal, Matrix, Garnier, Maybelline, Redken and more beauty brands.
You can sign up easily online, and within two weeks, you’ll receive a user ID and password for your online consumer panel account. You’ll get products in the mail to test, then fill out questionnaires about your experience.
7. Get up to $35 in free baby stuff from Amazon
Expecting?
Set up a baby registry on Amazon, and you’ll get a free welcome box with up to $35 worth of fun stuff for baby and parents.
The contents of your box are a surprise, so we can’t say for sure what you’ll receive. But we know baby registry gifts usually include free samples or full-size versions of things like formula, bottles, diapers, nursing supplies and more.
An Amazon baby registry also includes the option to list items from other sites, facilitate group gifting and get a 10% discount on items left on your registry after all the gifts have been bought.
8. Give your kid free books (courtesy of Dolly Parton)
Dolly Parton is a national treasure — for far more than her dazzling tunes, sparkling attire and ability to defy country music’s conservative stance for decades without getting canceled. Dolly Parton’s Imagination Library mails free books to children ages 0 to 5 years old all over the world.
Sign up for a program in your area to receive a free children’s book in the mail every month at no cost to you. Your kids will love getting the package in the mail and discovering their new book!
9. Grab a free supply of cloth diapers
Apply with Share the Love to get a set of cloth diapers for your baby for free.
Low-income families who receive assistance through programs like WIC or TANF may be eligible for free diapers through this program from the CEO of cloth diaper company Cotton Babies.
You can pick up your free diapers from a host location near you or get them in the mail for a small shipping fee. You’ll get the diapers on loan for an extended period and need to return them by a set date to potentially receive a new set as your baby grows.
10. Get free products for diverse hair and skin types
thePinkPanel is a consumer testing panel for women and nonbinary folks in the U.S. that sends you free makeup, hair, skincare and personal care products to test at home.
Fill out this survey to sign up and let the company know what kinds of products you’re interested in. If you’re approved, you’ll get product samples to use at home in exchange for feedback. For some products, you’ll even get paid for your feedback in addition to the freebies!
11. Nab 10 free reusable nursing pads
No one says your nursing accessories can’t be fun and fashionable! Breast Pads makes 100% cotton, machine-washable, reusable nursing pads decked out in cute patterns.
You can get 10 pairs for free with the promo code 1FRUGALBABY.
The code gives you up to $35 off your order. To get 10 free pairs, order five four-packs (two pairs each), and enter the code at checkout. You may have to pay for shipping, and you can also choose whether or not to pay $0.98 for shipping protection.
12. Listen to recordings of today’s bestsellers
Love a good audiobook to help you get to sleep at night, or listen to while driving to work in the mornings? Sign up for a 30-day free trial with Audiobooks.com.
You’ll get your first book free, plus two bonus books from thee VIP selection, and unlimited access to audio news, magazines, summaries and the sleep & meditation section.
Once your trial is over, it costs just $14.95 a month to enjoy one audiobook and one bonus VIP book each month.
13. Try free loose leaf tea
Open Door Tea is a women-led, family-run tea room in Stratford, Connecticut. In addition to tasty meals and craft drinks in-house, the business sells loose leaf teas and teaware online — and they’re happy to let you “try before you buy.”
Order up to three free tea samples of any variety (subject to availability), and just pay for shipping.
One sample bag includes two to four servings of tea, so these samplers could get you through a lot of fancy tea parties.
14. Load up on $400 in free baby formula
Sign up for a Similac’s Strong Moms Rewards program to get up to $400 in free formula samples and formula coupons throughout the year.
You can sign up for freebies based on your baby’s needs, including Alimentum for babies with allergies and NeoSure for babies born prematurely.
15. Get free tampons — act fast!
Norton Hurley, a company that makes products for periods and incontinence, is giving away samples of its new COSMEA line of organic period products for free.
You can request tampons, pantyliners or pads and have them shipped to you for free anywhere in the U.S. It’s giving away just 150 samples, so sign up fast before supplies are gone.
16. Get paid to take surveys
Want to make some extra cash on the side in your spare time? Join Survey Junkie, an online community for consumers, and share their preferences to help brands build better products and services.
When you build your profile, you’ll get matched to surveys which you can complete for virtual points. And once you’ve accumulated enough points, you can redeem them for gift cards at popular retailers like Amazon and Target or earn cash payouts via PayPal.
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