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Purchase art as an investment

It’s easy to see why great works of art tend to appreciate in value — especially during times of inflation. Supply is limited, and many famous pieces have already been snatched up by museums and collectors.

In 2022, shortly after inflation reached a 40-year high, the art collection of late Microsoft co-founder Paul Allen sold for a total of $1.5 billion at Christie’s New York, making it the most valuable private collection of all time.

Investing in art was traditionally a privilege reserved for the ultra-wealthy.

Now, that’s changed with Masterworks – a platform for investing in shares of blue-chip artwork by renowned artists, including Pablo Picasso, Jean-Michel Basquiat, and Banksy. It's easy to use, and with 23 successful exits to date, every one of them has been profitable thus far.

Simply browse their impressive $1 billion portfolio of paintings and choose how many shares you’d like to buy. Masterworks will handle all the details, making high-end art investments both accessible and effortless.

Masterworks has already sold roughly $45 million worth of art, distributing the net proceeds to everyday investors. New offerings have sold out in minutes, but you can skip their waitlist here.

How it works

Step 1: Accredited investors need to visit Masterworks.com, where they’ll be prompted to enter a few details about their portfolio and investment goals.

Step 2: Investors can schedule a call with one of Masterworks Advisers — registered investment representatives — to determine which current art holdings match their investment goals. The benefit is that you can select one or many art pieces, buying fractional shares based on your interests and goals.

Step 3: As soon as Masterworks sells a piece you invested in, you get a return from the net proceeds. While every artwork performs differently, overall, the past three exits — where Masterworks has acquired, held and eventually sold the artwork — delivered median returns of 17.6%, 17.8%, and 21.5%.

Learn More

at masterworks.com

See important Regulation A disclosures at Masterworks.com/cd

Store your wealth in precious metals

Gold is another popular hedge against inflation.

The reason is straightforward: the yellow metal can’t be printed in unlimited quantities by central banks like fiat money. And because its value isn’t tied to any one currency or economy, gold could provide protection during periods of economic uncertainty. When inflation erodes the purchasing power of fiat currencies, gold's appeal as a stable store of value often grows, driving up demand.

Gold prices reached an all-time high of $2,790.07 in October 2024 and currently sits around $2,640 per ounce as of early January 2025.

One way to invest in gold that also provides significant tax advantages is by opening a gold IRA with the help of American Hartford Gold.

Gold IRAs allow investors to hold physical gold or gold-related assets within a retirement account, thereby combining the tax advantages of an IRA with the protective benefits of investing in gold, making it an attractive option for those seeking to ensure their retirement funds are well-shielded against economic uncertainties.

American Hartford Gold — a leading precious metals dealer in North America — offers free insured shipping and free storage for up to five years. You can roll over an existing IRA for free — plus, their buyback program ensures you can sell back your precious metals with no fees.

Sign up today and you could also receive up to $15,000 in free silver on a qualifying purchase.

Learn More

on their website

Invest in real estate to hedge against inflation

When inflation rises, property values often increase as well, reflecting the higher costs of materials, labor and land.

At the same time, rental income tends to go up, providing landlords with a revenue stream that adjusts for inflation.

This combination makes real estate an attractive option for preserving and growing wealth during periods of escalating price levels.

Over the last five years, the S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index has surged by more than 50%.

You can invest in real estate by purchasing rental properties and becoming a landlord. Alternatively, crowdfunding platforms like Arrived have made it easier for average Americans to invest in rental properties without the need for a hefty down payment or the burden of property management.

With Arrived, you can invest in shares of rental homes without worrying about mowing lawns, fixing leaky faucets, or handling difficult tenants.

100% Funded

The Vanzant

Single Family Residential

$415K

Invested

1,294

Investors

100% Funded

The Richmond

Single Family Residential

$448K

Invested

1,252

Investors

100% Funded

The SuiteSpot

Vacation Rental

$1.2M

Invested

1,672

Investors

How it works

Three easy steps to get you started with hassle-free real estate ownership.

Step 1: Browse a curated selection of investment options that have been vetted for their appreciation and income potential on Arrived’s website.

Step 2: Once you find a property you like, select the number of shares you’d like to buy based on your budget.

Step 3: Sit back as you start receiving rental income deposits from your investment. Arrived handles property management, so you don’t have to worry about the headaches of being a landlord.

Learn More

at arrived.com

Jing Pan Investment Reporter

Jing is an investment reporter for MoneyWise. He is an avid advocate of investing for passive income. Despite the ups and downs he’s been through with the markets, Jing believes that you can generate a steadily increasing income stream by investing in high quality companies.

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