• Discounts and special offers
  • Subscriber-only articles and interviews
  • Breaking news and trending topics

Already a subscriber?

By signing up, you accept Moneywise's Terms of Use, Subscription Agreement, and Privacy Policy.

Not interested ?

Real estate

One of the most popular ways to build wealth outside of the stock market is real estate investing. Real estate is a tangible asset that is usually less volatile than stocks and tends to appreciate over time while generating passive income.

It’s also widely considered a hedge against inflation — something many Americans experienced firsthand in recent years. Historically, property values tend to rise alongside inflation, reflecting the increasing costs of materials, labor and land. At the same time, rental income often adjusts upward, providing landlords with a steady revenue stream that keeps pace with the cost of living.

To get started, you can buy a property and become a landlord, earning rental income while building equity. But if dealing with tenants, maintenance, or the hefty down payment isn’t appealing, there are alternative ways to invest in real estate.

For instance, platforms like First National Realty Partners (FNRP) allow accredited investors to own shares in grocery-anchored properties without the hassle of finding and managing deals themselves – starting with a minimum investment of $50,000.

FNRP properties are leased to national brands like Whole Foods, Kroger, and Walmart, which provide essential goods to their communities. Thanks to Triple Net (NNN) leases, investors can enjoy the potential to collect stable, grocery store-anchored income every quarter, without worrying about tenant costs cutting into the bottom line.

While these platforms have removed traditional barriers to entry faced by small investors, there are risks and disadvantages they should be aware of. For example, returns are not guaranteed and your investments are illiquid.

Invest in real estate without the headache of being a landlord

Imagine owning a portfolio of thousands of well-managed single family rentals or a collection of cutting-edge industrial warehouses. You can now gain access to a $1B portfolio of income-producing real estate assets designed to deliver long-term growth from the comforts of your couch.

The best part? You don’t have to be a millionaire and can start investing in minutes.

Learn More

Fine art

In 2022, shortly after inflation reached a 40-year high, the art collection of late Microsoft co-founder Paul Allen sold for a total of $1.5 billion at Christie’s New York, making it the most valuable private collection of all time.

It’s easy to see why great works of art tend to appreciate over time: Supply is limited, and many famous pieces have already been snatched up by museums and collectors. Art also has a low correlation with stocks and bonds, which helps with diversification. But these are high-risk, illiquid assets whose value depends on evolving tastes and trends. There are also costs and concerns like proper storage and handling.

Investing in art was traditionally a privilege reserved for the ultra-wealthy.

Now, that’s changed with Masterworks — a platform for investing in shares of blue-chip artwork by renowned artists, including Pablo Picasso, Jean-Michel Basquiat, and Banksy. It's easy to use, and with 23 successful exits to date, every one of them has been profitable thus far.

Simply browse their impressive $1 billion portfolio of paintings and choose how many shares you’d like to buy. Masterworks will handle all the details, making high-end art investments both accessible and effortless.

Masterworks has already sold roughly $45 million worth of art, distributing the net proceeds to everyday investors. New offerings have sold out in minutes, but you can skip their waitlist here.

Investors should keep in mind that owning a fraction of art comes with risks like the piece losing value or not finding a buyer, and the art market is not overseen by financial regulators.

Consult a professional

Navigating today’s financial landscape can feel overwhelming. With new investment options emerging and expert opinions often clashing, it’s difficult to know where to put your money. While some Wall Street analysts predict strong stock market performance in 2025, others — like JPMorgan CEO Jamie Dimon — warn that stock prices are “inflated by any measure.” JPMorgan strategist Dubravko Lakos-Bujas estimates a price target of 6,500 for the S&P 500, a modest increase from current levels.

If you’re finding it difficult to make sense of the noise, now could be the right time to get in touch with a financial advisor through Advisor.com. A professional can help tailor a strategy to your unique financial situation, whether you’re looking to grow wealth, diversify beyond stocks, or plan for long-term financial security.

Advisor.com is an online platform that matches you with vetted financial advisors suited to your unique needs.

Once you’re matched with an advisor, you can book a free consultation with no obligation to hire.

Sponsored

The richest 1% use an advisor. Do you?

Wealthy people know that having money is not the same as being good with money. Advisor.com can help you shape your financial future and connect with expert guidance . A trusted advisor helps you make smart choices about investments, retirement savings, and tax planning. Try Advisor.com now.

Jing Pan Investment Reporter

Jing is an investment reporter for MoneyWise. He is an avid advocate of investing for passive income. Despite the ups and downs he’s been through with the markets, Jing believes that you can generate a steadily increasing income stream by investing in high quality companies.

Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.

†Terms and Conditions apply.