Millionaires who work 80-hour weeks: Nvidia employees’ stock shares put them in the 1% — but they can’t enjoy it. How you can make your money do the work for you

Find a lazy girl job

Although most Nvidia employees told Bloomberg they’re working long hours for a CEO who likes to “torture people into greatness,” there are rumors that there are some who skate by doing nothing at all. A former employee told the publication that some employees complained about colleagues who were acting like they were “semi-retired,” just waiting for their stocks to vest.

Though another Nvidia employee told Bloomberg that it’s fairly hard to get away with “resting and vesting,” it can happen at the company.

But this semi-retirement path is the one that can make you the most money, according to Gabrielle Judge, a self-proclaimed “anti-work girlboss” who is popular on TikTok.

Judge advocates for getting a “lazy girl job.” She explained in a 2022 TikTok that this is usually a remote or hybrid position with a high salary, low expectations and no technical skills required. You can finish your work for the day in less than eight hours. Examples of lazy girls jobs are customer success manager or marketing associate.

In a later video she put out this year, Judge breaks down the math of how a lazy girl job with an $100,000 annual salary earns you more money per hour than a more demanding job (e.g. a 16-hour day) with a $200,000 annual salary.

By Judge’s argument, an employee will bring in $52 per hour whether they work eight hours at a $100,000 a year job or if they work 16 hours at a $200,000 per year job.

“Hustle culture makes you broke,” Judge tells her followers.

Kiss your credit card debt goodbye

Millions of Americans are struggling to crawl out of debt in the face of record-high interest rates. A personal loan offers lower interest rates and fixed payments, making it a smart choice to consolidate high-interest credit card debt. It helps save money, simplifies payments, and accelerates debt payoff. Credible is a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.

Explore better rates

Unshackle yourself from the golden handcuffs

Many Nvidia employees have enough money to retire. But they’re waiting on the next big stock payout until they finally do, Bloomberg reports. The “golden handcuffs” keep many people at their desks, rather than out enjoying their millions.

You don’t have to endure a never-ending hustle in order to retire with a comfortable amount of wealth. You can make your money work for you to get to a point where you don’t have to work in order to survive.

A good way to do this is to contribute to your 401(k) on a regular basis. Though teachers don’t typically make a million dollars a year, many end their careers with that amount. The median teacher salary in the U.S. is $64,390 a year, according to the Bureau of Labor Statistics data. But as a Ramsey Solutions study discovered, teachers are often able to retire as millionaires because they consistently invested their money into their 401(k)s.